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Things Home Buyers Always Do Wrong

Not Having Their Financials In Order

It’s OK to have fun during the process, but not coming prepared can quickly turn the excitement phase into a panic phase if you don’t have your financials in order.

A pre-approval for your home loan and/or proof of funds letter for the downpayment is one of those golden things that sellers look for to let them know you are serious and not wasting their time.

Always have several versions of your proof-of-funds letter and your pre-approval handy at all times. This will put you above the competition when you find a home that you want to go after.

Not Researching The Neighborhood

Knowing a neighborhood by only listening to what your realtor is telling you, as opposed to actually researching the neighborhood, are night-and-day differences. It’s important for you to actually speak to the locals at “Mom-and-Pop” stores, cafes, restaurants, markets, etc.

Immersing yourself into the neighborhood as a “local” will allow you to catch information that will not be disclosed by your realtor. This will give you a clearer picture of your surroundings.

Always, ALWAYS go back to the neighborhood at nighttime. It amazes me how one neighborhood can be in the …

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Damansara Condominium

Palm Spring is also called as Palm Spring @ Damansara Condominium. It is located near Ikano, at about 1 KM distance from Ikea in Kota Damansara. There are different facilities present inside the condo. You can enjoy eating Chinese and fast food in the cafeterias. You can also enjoy the spa facility and relax yourself by different messages they provides you at low discount prices.

In Palm Spring, if you are a visitor, you can also avail the facility of the parking bay. Other most upgraded facilities provided by the management are CCTV cameras for the security purpose of the condo. Apart from this, if you are a sport loving person, you can enjoy playing tennis at the tennis courts, badminton courts and basketball courts. There is a separate area for a gym and a very large playground is also present near the living place.

Malaysia is a place where you can easily enjoy reasonable transport facilities. Another important thing is that these condos also provide different shopping areas for the shopaholic people out there. From the Palm Spring, you can visit the major shopping malls located at a short distance of less than 1 km from there. The major …

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Basic Urban Farming

Take time in visiting urban farms around you.

Visiting urban farms around Singapore will allow you to check out what possible herbs, plants, or vegetables you will be able to grow best in the small space that you have. Doing so will help you in learning some tips that you can possibly apply in your own farm.

Gather what you need.

After visiting farms around Singapore, you can start gathering the tools and materials that you need to start farming in your small space. You can begin by purchasing small pots for herbs that you can grow even in your own kitchen. You can also get wall rails that will help you build your indoor garden around your window. Metal baskets would also be quite helpful if you plan to plant various herbs. Ceramic pots are also good options. There are also what they call “germination kits” that you can purchase for cheap amounts. Of course, do not forget the seeds.

Start attending urban farming workshops.

You will also do well in attending farming workshops so you can be sure that you are making the most out of your small space. Such workshops will help you in terms of where …

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Hire a Commercial Real Estate Agent


A relocation or lease renewal is similar to a construction project. The difference is that it takes a bit longer than expected. So, it’s a good idea to go with someone who you like. This way you will enjoy throughout your journey and the process of negotiation may also go well.


Make sure the professional agent that you are going to hire can be trusted. It may be difficult to find out who can be trusted but it can be done during the interview. By asking a few relevant questions during the interview, you can get a pretty good idea as if they are trustworthy or not.

Conflicts of Interest

What does a conflict occurs? Actually, the conflict may occur when you go with an agent who already is a representative of many property owners in the same area. Now, the agent wants to serve you despite that the fact that they have given their word to the property owners that they will find a way to earn them the highest rate of rent possible. So, you may want to get a clear idea of the conflict severity and its importance for you.


Experience of the agent …

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Buying a Condo Off Plan

One of the first things you will notice when buying any condos off plan is that you will be able to enjoy a discounted price. Once the units are completed, the condo sales price usually increases as a result. Getting in early will help you get the best prices, but at the same time, the earlier you commit to purchase, the more likely you will be to buy completely off plan before the foundation is set.

Another reason you may want to consider condo sales off plan is that you secure ownership of your condo, but you get to enjoy a long settlement, which gives you some much needed breathing room when making such a large investment. Payment is normally only made once the project is completed and transfer takes place, this is just before you move into your new home and start enjoying your future.

Ensure you do your research into the developer, the architect, the builders and the engineers. Ensure that the complex you are looking at is being constructed by the best local construction companies and handled by the best developers, so you can buy with complete confidence.

Location is essential when looking at condo sales off …

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First-Time Home Sellers

Decide to Sell

Before you can sell your home you need to decide if you are fully prepared for all that it entails. You will need to research partners to work with, know the market and be emotionally ready to part with your home. Thinking of your home as just a house – without the sentimental attachment – will be difficult; but in most cases, this will help you to be realistic about the worth and overall condition of your home. With potential buyers using the internet more and more to research prospective homes you only get one chance to show them why your home is right for them. Be up front with your price and your condition.

Plan Ahead

Where will your family go once your home sells? Have this plan prepared before you put your home on the market so that your family is ready for whatever comes. A home can move from “listed” to “closing” very quickly, so it saves time and worry if you already know where you will go once your home sells.

Find a Reputable Partner

Finding a reputable real estate partner becomes an important part of selling your home, but the specific partner …

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Real Cost Of Buying A Home

Pre-Closing Costs

  • Home Inspection. Getting a professional home inspector is always a smart decision. Things heating, electrical, and plumbing problems aren’t always obvious to untrained eyes. A qualified home inspector is there to help uncover any problems that could create quite a financial burden to buyers.
  • Appraisal. More and more mortgage lenders are asking for home appraisals prior to closing. Before they agree to lend you the money to purchase a home, lenders are just making sure that you haven’t paid too much for a property. An appraisal gives the lender another opinion about your potential new home and gives them the peace of mind that the value matches the price you have agreed to pay.

Closing Costs

  • Land Transfer Tax. In Ontario, buyers are required to pay up to 2% of the purchase price of a home as a tax. In the City of Toronto, there are additional taxes on top of that. These can be significant amounts given the price of housing. First time home buyers are eligible for tax refunds but it is always wise to talk to your real estate professional regarding this significant cost.
  • Mortgage Insurance. If you cannot afford to put down 20% of
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Qualify For-Low Interest Mortgage Rates

Your credit rating and history demonstrate how proficient and disciplined you are as a borrower with your credit cards, loans and diverse debts that you have. It further demonstrates how much debt you using appeared differently in relation to the amount you are permitted per lender to assess you on your particular risk levels. With regards to low-interest mortgage rates, you should have the ability to exhibit that you are a capable borrower and don’t utilize the most extreme you can acquire.

Getting low-interest mortgage rates are additionally influenced by your income and business status. These things are necessary since they decide your affordability and probability of reimbursing your mortgage. Sometimes banks may find that you can bear the cost of a mortgage, however, your debt proportions are a little on the high side. This can some of the time keep you from accepting the low-interest mortgage rates you look for. The thought behind this is, the more prominent the money related weight of your debts on your income, and the more outlandish one can make capable installments to those debts. With regards to employment status, banks are hoping to build up the probability of you proceeding to get consistent …

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Easy Green Building Practices

Insulation: A simple way to boost energy efficiency

The green benefits: Insulation reduces heat loss from a home, contributing to a more comfortable indoor environment. Insulation that’s installed correctly can have a significant impact on the home’s energy efficiency.

Installation: The more insulation, the better. Insulation should be installed at the correct depth and density to be effective at resisting heat flow. Batts shouldn’t be compressed or installed with gaps; instead, they should be flush with the framing. Similarly, blown-in insulation should be installed with consistent coverage and depth and fit completely around wires and electrical boxes.

Vapor barrier under the slab: Durability and IAQ benefits abound

The green benefits: A vapor barrier under the slab mitigates moisture related problems, such as mold growth under carpets, grout staining, and wood flooring de-lamination. These problems impair the home’s durability and indoor air quality.

Installation: Use a 10-mil polyethylene vapor barrier to fully cover the foundation footprint. For basements, extend the vapor barrier 2″ to 4″ up the foundation wall, and fix it to the wall with construction tape or adhesive. Overlap the seams 12″, and seal them with construction tape. For slab-on-grade foundations, lay down the vapor barrier on top of …

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Quick Flipping Raw Land

I have been involved in over 1,000,000 of raw land transactions and focusing on these type properties usually means there is virtually no competition from other investors. Why is this? Think about it this way. If there is a person who has a 1,000 tract of land that is 1 hour outside of a larger city and they are asking $2,000,000 or $2,000 per acre for the entire property, how many potential buyers do they have? It is a very small buying pool because most owners do not want to split the property up because they could be left with pieces and not sell enough to actually “get out” of the property. So, what the seller is looking for is that one person who is willing to spend $2,000,000 to have a place to get away to on the weekend or to have a place to hunt. Now do you see what I mean about a small buying pool?

SO how can you quick flip a property like this and make money when the owner hasn’t been able to sell it a year or more? You are not going to look for that one buyer, you are going to find …

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