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Maximizing Small Space Through Rooftop Farming

If you have a space to spare in your rooftop, you too can start rooftop farming in your home or office. Rooftop farming is a practice that lets people make use of any rooftop space that they have for farming as well as gardening. Different crops can be grown depending on the space that you have. You can plant herbs and small vegetables if you have a small to moderate sized space. If you have bigger space, you can also employ vertical farming on your rooftop.

The benefit that can be acquired with rooftop farming is similar to the benefits that can be gained from other farming practices such as vertical farming and urban farming. Rooftop farming can possibly be considered as urban farming since urban farming seems to cover a much larger scale of farming practice in urban areas.

What makes rooftop farming unique is that even ordinary citizens can take advantage of it so long as they have a rooftop space to use. In addition, the materials and tools needed for rooftop farming can range from simple wooden crates to farming rails as well as ceramic and herb pots to complex ones with hydroponic

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Investing In Multi Family Properties

First is competition. There are going to be more investors going after those single family houses. This can drive the price of those houses up to a point where they will not cash flow for you. Do not depend on appreciation to create cash flow. You need your properties to be cash flow positive right out of the gate. If you are considering being a landlord, you might as well purchase a unit that has more than one tenant option.

Then there is the fact that you have more than one unit to rent out. If you purchase a single family house and the tenant skips town, you have to cover the entire mortgage payment until you get it re-rented. With a multi family, it would be highly unlikely that all of your units would be unoccupied all at once, giving you a bit of a cushion. If you have a four unit building, having one tenant gone may not even put you in negative cash flow! This could make all the difference in the world for your yearly profit.

Multi family units bring you more money per month. Depending on your market, duplex or triplex

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Checklist For Buying Real Estate

In order to avoid buying real estate that is in need of some severe work and requires more money on your part, you need to exploit a checklist for buying real estate. If this is your first venture into the real estate market, it is only normal for you to feel a bit frightened. There are risks allied with any type of investment, but you can reduce them by acting as a very careful and diligent buyer. It does take some time, however. So do not rush, or you may end up a sorrowful property owner.

You need to know what to anticipate during the purchasing procedure. You should take a glance at any contracts and know how to look for the ideal property. You should also be recognizable with making offers, evaluations, and mortgages and financing with other things.

If you are purchasing investment property such as housing, you need to initiate putting down on paper what type of deal you are looking for. Estimate the amount of money you will require to invest and what you be expecting to earn as a return on your investment.

Know what you mean to do in

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Buying a HUD Home

Financial help-if you are eligible for an FHA loan, they have many different programs so you may be able to get some capital to buy the home. If the HUD home needs repairs check to see if you qualify for the FHA Rehabilitation Loan. This loan will provide the money needed for fixing and repairing your new home. Check the criteria for getting an FDA loan before buying a HUD home and if you qualify you can complete the process of getting a loan. If you are an EMT, legal officer, or teacher, it may be simple to get a HUD home because they offer some discounts to people in these careers. HUD may also pay up to three percent on your closing costs but this may only for those that are considered low-income. Your escrow fees may also be paid but it depends on the situation.

Properties available-there are many HUD properties on the market so you will have several choices of homes for sale. Some are left in poor condition while many are in good condition

Homeowners-when a person is buying a HUD home and plan to live there, they will generally have an

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Keys To Preparing To Buy A Home

  1. Reduce debt – Pay down, or off: Begin your planning, at least, 6 months, prior to beginning your search! Do everything possible, to pay – down, your overall debts, and attempt to eliminate, as much as possible. Since most use a mortgage, to pay for a house, it’s important, to enhance your credit, and overall debt, is a major consideration, for most lending institution!
  2. Do not add, new debt: How many times, have you shopped, in a store, and been offered, a discount, if you open a store charge? This small, immediate savings, often, ends up, having longer – term, less – desirable ramifications, when it comes to applying for mortgages.
  3. Put together funding: At least 6 months, in advance, begin putting together the necessary funding, you will need, for a down – payment, closing costs, and reserves. Smart home buyers realize, it is wise, to put together, the equivalent of at least, 6 – 9 months, reserves, in order to make the overall process, the least stressful, reduce hassle, and enhance your enjoyment, of owning a home, of your own.
  4. Know, recognize, address, fix, and improve your credit: Begin by getting a copy of
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Finding Unlisted Homes for Sale in Your Area

Pocket Listings

Some realtors hold on to a few listings and keep them in their “pocket.” They don’t list them on the traditional MLS where other realtors can show the house. By keeping them to themselves, realtors can limit who sees the home and, therefore, be the sole selling agent on the property. As such, unless you work directly with your realtor and ask them for suggestions, you may be missing out on a great find.

If your target home price is over $500,000, you probably should do the work to find a realtor with pocket listings. Some brokers specialize in these houses, while others only deal with them on occasion. Simply ask your realtor if there are any houses they don’t have listed to show you.

Expired Listings

When you list homes for sale, there is a contract involved that does expire after a certain period of time. If the homeowner is frustrated, he or she might not relist the property at the end of the contract. However, that person may still be wanting to sell. If you can talk to an owner of a recently expired listing, you might find that they

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Student Home Purchase Plan

Student loans can be used to defer these costs to some extent, but they need to be repaid after graduation. It’s difficult to climb the corporate ladder or get ahead in life when you have $30,000 worth of debt before your first job is even found!

Bursaries, grants, and scholarships are another great source of funding for a student. However, the amount of money available is thinning, and the competition is growing stiffer for this money each year.

The average student, over a 4 year degree, pays over $16,000 in tuition and books. Housing costs approximately $38,000 for a 4 year degree. This is based on rent of $800 per month for 48 months.

This means the total cost of education for a student is over $54,000 before paying for any clothes, food, or recreational expenses. Given that the average student doesn’t qualify for more than about $9000/year in student loans, this means an average student needs to find over $18,000 during their 4 year education career to be able to go to school. Not to mention the cost of food and clothes.

So how does a student get ahead in life, avoid massive

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Find a Dream Home

Before you actually hunt for a dream home, it is essential to do a market research. It is important that you understand the current market trends so that you find the right home. The project that you invest in should essentially be a cost effective one. Get the help of an apartment locator so that your requirement is met to a certain extent. If you experience any difficulties, then you can also get assistance from a good agent. Make sure to check with your property owner or with the agent about the various amenities that would be made available. With Eco homes you can find all amenities that will perfectly match your requirement. With the latest project of under smart cities, you can find all kinds of modern amenities.

It is always important that you know about the various facilities in advance. Some apartments would allow pets inside while a few others would not. So it is important that you make yourself clear about all these aspects in advance. It is essential to be clear on your budget as well and check out for a lot of options that is available within your budget. Make sure to

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Buying Multi Family Properties

The leading reason can be anchored on the fact that this particular group of homebuyers are very much into making themselves financially sound and stable. They will buy multi-family properties because they will use these as income-generating streams. They will convert these properties into rental types where many people or families can rent for dwelling.

Multi-family properties are also surprisingly sold with the same price tags as single family homes of the same features. This is another reason which will most likely attract the millenials to look forward to buying such properties. Those sold higher than single types are those that offer more features.

According to comparative studies, millenials have improved on their spending habits. They now go more after value and for what would be beneficial for them for longer terms. With this also comes many options from wich the buyers could choose from.

Multi-family properties may be in duplex types. Another option is the condo type unit but they may be more expensive than the duplex styles. Yet, for consideration of security measures, the condo units might be a better fit.

As a growing segment of homebuyers, the millenials also know how

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Sustainable Architecture

The plan sounds simple enough. Architectural changes incorporating new-age energy technologies into the design of renovated and new commercial buildings and especially in the implementation of new-age high-efficiency technology building systems would result in new buildings using 50% less energy over the next 10 years. By 2030, these systems would begin to generate as much energy as they consume.

The report goes further. Acceptance of these architectural changes would reduce U.S. carbon emissions by at least 34% by the year 2050.

Continuing with traditional design strategies is a dangerous alternative. Currently, commercial design has created an energy nightmare whereby 70% of all U.S. energy is used in the country’s workplaces. The Obama Administration’s stimulus package includes $65 billion in funding and tax credits as incentives to include energy efficiency in new designs.

The emergence of a new design term, building-integrated renewable energy (BIRE), has stimulus-reward repercussions. Architects report that BIRE technology is now available to create “smart buildings” that will reduce energy consumption by as much as 50%.

Typically, the construction costs related to these technologies are higher than installation costs for traditional, less energy efficient systems. Recent analysis by real estate developers shows that the increased start up costs …

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